Whether you are a young couple looking to secure a solid education for your child, a middle aged couple planning for retirement, or newly graduated professional looking to start your wealth building journey. You need a Wealth Manager.

Wealth management is a fusion of financial planning and investment management.

Financial planning involves managing personal financial affairs such as cash flow and expenses, tax planning, estate planning, education planning, and insurance.  

Investment management is about the art and science of investing which includes asset class selection, security selection, tax implication and monitoring that your investments match your risk tolerance, while being aligned to your goals.

Both have a common goal of achieving your personal or financial objectives.

Wealth Managers aim to accumulate and preserve, by implementing a financial roadmap according to an individual’s needs. When a plan is efficiently implement, one can potentially reduce investment risks, taxes and unnecessary expenses while improving financial returns and increasing assets. It works for providing both efficient consumption of assets during one’s lifetime and efficient transfer of assets in death.

Wealth management is integral in realising our personal and financial dreams by taking a multi-disciplinary approach which enables us to plan for a broader set of opportunities and risks. The nature of wealth management is not just a directive for the rich. In fact, everyone, regardless if you are making R50 million or R50,000 you need a Wealth Manager
No matter how much you earn or own in wealth right now, you still need to make a plan to protect, grow and ensure the wealth you accumulate can continue to increase over time.

Out of 15 million economically active in SA, 67% have no retirement plan. You need to plan for retirement.

Education inflation is at 9%. To finance your child's private education up to university will cost R3.5 million.

SA has an insurance shortfall of R34.7 Trillion. Income shortfall in your home will leave your family vulnerable.

Pass on assets to the next generation in a tax efficient manner and build generational wealth.

Accumulation of incoming generating assets is essential to building wealth.

Protect your business in event of death, disability and serious illness of owners and key employees.

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